Key Facts About Car Insurance & Towing
Many policies offer roadside assistance, though it may be an optional add-on. You might want to top up with a standalone plan. Coverage typically includes services such as fuel delivery, tire changes, and lockout assistance.
It’s important to remember that, in the state of New York, your insurance can’t dictate which towing service or auto body shop you use. They can make a recommendation, but you have the final say, allowing you to choose the best option.
What’s Included in Your Basic Coverage?
Roadside assistance usually includes services like:
- Jumpstarting a dead battery
- Changing a flat tire
- Fuel delivery if you run out of gas
- Unlocking your car if you’re locked out
Towing coverage might be part of your roadside assistance package, depending on your policy. If your plan includes it, you’re in luck – but always check your policy to avoid unpleasant surprises.
When Does Your Car Insurance Cover Towing?
As long as you have the right plan, it’s usually covered if you’re in an accident or your car breaks down. (You can check with your agent to be sure.) If you’re involved in an accident, towing is often part of the claims process, especially if the other driver is at fault. The insurance company will typically cover the cost of the tow, but it’s important to contact them as soon as possible to get the ball rolling.
Why Choose Coastal Collision & Towing?
Does your insurance cover towing? If you’re in NYC, Coastal Collision & Towing has your back. We work with all major insurers to make sure your vehicle gets where it needs to go without the hassle. Whether you’re involved in an accident or dealing with a sudden breakdown, our 24-hour services get you back home or to the shop safely – and we’ll help you navigate your coverage, too.
We’ve got over 20 years of experience helping drivers in NYC get back on the road. No matter when or where you need help, we’re just a call away. Get in touch for more information – and don’t forget to save our number for emergencies!
Frequently Asked Questions
Does my full coverage car insurance include towing?
Full coverage car insurance may cover towing, but it’s not guaranteed. It’s often included under roadside assistance, which might be an optional add-on. Your insurance plan should outline your coverage.
What is roadside assistance?
This typically refers to services like jumpstarting a dead battery, changing a flat tire, fuel delivery, helping you get back into your car if you’ve locked yourself out, and towing.